UPI micro-savings for gig workers

The pitch

A UPI-based micro-savings app for Indian gig workers (Swiggy, Zomato, Urban Company riders) that auto-rounds every UPI transaction and invests the spare change in a liquid fund. The goal is to help gig workers build a safety net of 1-2 months of income without changing their spending habits. Thinking ₹10/month per user, distributor-only model with an existing AMC.

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